The underlying objective is to enable SMEs to use their receivables as a means of financing to raise capital by leaving those receivables to another company. As noted above, these provisions render invalid and unenforceable the terms of a contract that prohibits the assignment of a receivable under that contract or that imposes a condition or other restriction. Where they apply, the regulations will make it easier for SMEs to assign their claims and obtain financing. However, the settlements do not mean that Zessionaede can ignore the terms of the underlying contractual agreements between suppliers and debtors; On the one hand, all existing rights of set-off continue to be binding on the transferee. Since the regulations also do not apply to contracts concluded before 31 Debt financing or deposit financing is a type of asset financing in which an entity uses its claims as collateral for obtaining financing such as secured short-term loans. In the event of delay, the lender has the right to recover the related claims on the debtors of the company. In short, it is the process by which a company finds cash against the debt of its own book. The entity effectively receives an amount equal to a reduced value of the mortgaged receivables, with the age of the receivables affecting the amount of financing received. The company can receive up to 90% of the amount of its receivables. In the event of an assignment of receivables, the borrower retains ownership of the assigned receivables and thus retains the risk that certain receivables will not be repaid.